Important information for Catch Car Insurance policyholders insured through Auto & General


Car insurance sold by Catch Insurance was underwritten by Auto & General Insurance until 19 July
2021 and our partnership with the insurance provider has now ended.

Existing Catch Insurance policyholders who hold a Catch Car Insurance policy issued by Auto &
General will continue to be administered until further notice.


Updating your existing Policy

It’s important to keep your details up to date so that we can give you the right coverage. Without
the most current information, we may reduce or refuse to pay a claim.

You can do this by calling 1300 858 747 Monday to Friday, 8am-10.30pm and Saturday 8am-5pm


Needing to make a claim

You can make a claim by calling our claims team 24/7 on 1300 885 996. Always refer to the Product
Disclosure Statement
for full details of the cover available.


Policy Details

Your Product Disclosure Statement forms part of the insurer’s agreement with you. It’s important
you understand exactly what you’ll be covered for, so you can make the best decision about your car
insurance. You can access these important documents through the following links.


How to Make a Complaint


We want to resolve any complaint or dispute you have as quickly as possible. The following steps are part of Auto & General’s complaint and dispute resolution process.


1. Contact us

The best place to start is to make contact with our customer service teams:



2. Our team will help you

Our team will always try to resolve your complaint immediately and will provide you with a unique reference number.


We will acknowledge your complaint within 24 hours of receiving it (or as soon as practicable).


If we are unable to resolve your complaint to your satisfaction within 5 business days, we will escalate it to our Customer Disputes Resolution Team for review.


Our Customer Disputes Resolution Team will work with you to try and resolve your complaint. We will make a decision within 30 calendar days from the date you make the complaint, however if we know you are experiencing financial hardship, we will give you our decision within 21 calendar days.


We will keep you informed every 10 business days of our progress.


We will always give you a written response to your complaint when it is in relation to:


  • A request from you for a written response
  • A declined claim
  • The value of a claim
  • Financial hardship, and
  • Any other complaint we have not been able to resolve with you within 5 business days



3. If we can’t agree, you can seek an independent review

Our aim is to resolve complaints within 30days. If we are unable to finalise your complaint within this time, we will let you know the reason for the delay in writing
within the 30 calendar days and provide the contact details for the external dispute
resolution scheme run by the Australian Financial Complaints Authority (AFCA).

If you are dissatisfied with our final decision you can also contact AFCA directly.




AFCA independently resolves disputesbetween financial service providers (like
insurers) and their clients. You have 2 years from when we make a decision on your
complaint to take your complaint to AFCA




We want it to be easy for you to contact us. If you need assistance to make a complaint, please see our accessibility support information below.


For further information, please see the complaints policy.


General Industry Code of Practice


Auto & General Insurance Company is a signatory to the General Code of Insurance Practice 2020, which sets out guidelines
and standards for insurers. Among other things, the code requires us to have in place a process for fairly and effectively resolving any complaints and disputes between us and you. Please visit for further information.


Do you need Accessibility Support?

We want it to be easy for you to contact us to make a complaint. If you need assistance, please see below:

The National Relay Service

The National Relay Service (NRS) ensures Auto & General Insurance is accessible to customers who have a hearing or speech impairment.

To access an Auto & General Insurance telephone number (1300 858 747 for Customer Service or 1300 885 996 for Claims):

  • TTY (Text Telephone) users – phone 13 36 77 then provide the Auto & General Insurance phone number.
  • Speak and Listen (speech-to-speech relay) users – phone 1300 555 727 then provide the Auto & General
    Insurance phone number.
  • Internet relay users – visit the National Relay Service website, and provide the Auto & General
    Insurance phone number.


If English is not your first language

Auto & General Insurance use the Translations and Interpreting Service (TIS National).

If you need an interpreter to support you on the call, let us know when you contact us and we will arrange a qualified interpreter to assist free of charge.

Do I need to pay an excess if the accident was not my fault?

No – as long as:

  1. We decide the driver of the other vehicle was entirely at fault, and
  2. You provide us with, or we obtain, the at fault driver’s details (full name, address, and vehicle registration).
I use my car for business - can I get cover?

Yes – as long as:

You select ‘business use’ when buying your policy; and

It is not used for any of the following:

    1. carrying passengers or other people’s goods for payment
    2. driving tuition for payment
    3. hiring the car to other people.
How do I view my policy details?

When you sign up to a policy, the Certificate of Insurance, Policy Documents and Product Disclosure Statement (PDS) is sent to you via email. If you require a copy, please contact our customer service team.

Are learner drivers covered by my car insurance policy?

You must list any household members (including learner, provisional and occasional drivers) who may drive the car. Unlisted household members won’t be covered.

Any non-household members who drive the car are automatically covered. If you list them on your policy, you’ll avoid having to pay the unlisted driver excess (other excesses may apply).

Is my car covered when someone else drives it?

People who are covered when driving your car are categorised as either:

  1. Regular Driver: The person who drives the car the most and is listed as the regular driver on your policy.
  2. Listed Drivers: People who also drive your car, but less often than the regular driver. They are listed as drivers on your policy.
  3. Unlisted Drivers: People who might drive your car, but aren’t noted as drivers on your policy. There is an additional unlisted driver excess in the event of a claim if you decide not to list a driver. Note that in some circumstances unlisted drivers won’t be covered, e.g. if they are a household member.
How can my Insurer assist me if I am experiencing vulnerability?

Our insurance partner, Auto & General may be able to assist you.

  • If you are experiencing domestic or family violence and wish to seek assistance with respect to your policy from the Insurer, please click here for the Insurer’s Family Violence Policy.
  • If you wish to speak to a consultant about your situation, please call 1800 724 678. Please note our consultants may be able to make any changes required to your policy information and provide you with useful information which may assist you with your situation.
  • Your Insurer may also provide you access to several professional organisations who offer support beyond insurance. Please click here for more information.
What is a No Claims Discount?

A no-claim discount (NCD) is a discount on your Comprehensive Car Insurance premium that increases each year you don’t make an at-fault claim (it’s alsosometimes called a no-claim bonus or no-claims entitlement). The more consecutive years you’re insured and remain claim-free, the bigger your discount.

Our NCD is capped at 5 years. When you reach this ceiling, we apply the maximumno-claim discount (Rating 1). Ratings start at 6 and decrease for every consecutive year you don’t make a claim, the lower your rating, the bigger your discount.

Full details on how your No Claims Discount works is available in our Car Insurance Premium, Excess and Discount Guide.

Do you subscribe to an industry code?

Our insurance is underwritten by Auto & General Insurance Company Limited (Auto & General) who is a member of the Insurance Council of Australia and a signatory to the General Insurance Code of Practice (the Code). By signing up to the Code, they promise to act in an open, honest and fair manner in all their dealings with customers.

Auto & General and Catch Insurance are committed to helping our customers better understand their rights when buying insurance, making claims, resolving a complaint, or experiencing financial hardship.

General insurers’ compliance with the code is monitored and enforced by an independent body called the Code Governance Committee (CGC). Customers can report suspected breaches to the CGC, which then investigates and, if necessary, agrees with the insurer on corrective measures within set timeframes. Any failure to correct a breach can lead to CGC sanctions, which are binding on insurers.
A copy of the code can be accessed by visiting

Do you offer support for paying a car insurance excess?

When lodging a claim, we encourage you to tell us if you need support in paying your excess. Depending on your circumstances, you may be eligible for Financial Hardship support. An overview of the steps to apply for financial hardship support provided by our insurance partner (Auto & General) are outlined here.

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