Important mid-range cover for when you’re out on the road
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Third Party Property Only Insurance covers you for the damage your vehicle causes to another person’s property (e.g. their car or home). It does not cover damage to your vehicle, unless it’s damaged in a no-fault accident with an uninsured driver, in which case you have limited cover.
Third Party Property, Fire & Theft Insurance provides the same coverage as Third Party Property Only Insurance. In addition, your vehicle is covered for loss or damage if its stolen or catches fire.
No – you would be required to take out a Comprehensive Car Insurance policy for this level of cover.
You must list any household members (including learner, provisional and occasional drivers) who may drive the car. Unlisted household members won’t be covered.
Any non-household members who drive the car are automatically covered. If you list them on your policy, you’ll avoid having to pay the unlisted driver excess (other excesses may apply).
People who are covered when driving your car are categorised as either: