On a tight budget or your car’s not worth much? You might still need cover.
Our customer service hours are Monday - Friday 8:00am - 10:30pm AEST,
Saturday 8:00am - 5:00pm AEST.
Third Party Property Only Insurance covers you for the damage your vehicle causes to another person’s property (e.g. their car or home). It does not cover damage to your vehicle, unless it’s damaged in a no-fault accident with an uninsured driver, in which case you have limited cover.
Third Party Property, Fire & Theft Insurance provides the same coverage as Third Party Property Only Insurance. In addition, your vehicle is covered for loss or damage if it is stolen or catches fire.
Third Party Property Only cover may be sufficient if your car has a low market value. You may decide that it isn’t worth paying a higher premium for Comprehensive Car Insurance as, over time, it could outweigh the cost of replacing your vehicle if it was damaged in an accident.
While Third Party Property Only Insurance does not cover damage to your car, it does cover your liability for the damage your car causes to another person’s property, including their potentially expensive repair bills.
Note that Catch Third Party Only Insurance does provide limited cover – up to your car’s market value or $5,000, whichever is the lesser – for damage caused to your vehicle by an at-fault uninsured driver.
You must list any household members (including learner, provisional and occasional drivers) who may drive the car. Unlisted household members won’t be covered.
Any non-household members who drive the car are automatically covered. If you list them on your policy, you’ll avoid having to pay the unlisted driver excess (other excesses may apply).
People who are covered when driving your car are categorised as either:
Avoid the stress of roadside dramas and get back on the road.