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What does Home & Contents Insurance include?

Peace of mind when you need it the most

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    Building Cover
    Cover the damage or loss of your home, garage, shed and other structures.
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    Contents Cover
    Cover for replacing (new-for-old) or repairing items that are damaged or stolen.
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    Temporary Accommodation**
    (Up to 12 months)
    If your home is unfit to live in due to damage or loss, temporary accommodation is provided for your family and pets.
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    Legal Liability
    Up to $20 million compensation for legal costs relating to death or injury to other people, or loss or damage to their property.
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    Debris Removal & Services
    Removal of debris, demolition, professional services, building-application fees and storage of undamaged contents.
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    Replacement of Locks
    Up to $1000 for replacement of locks or key codes if your keys are stolen.

Insured Events

For life’s unexpected events, Catch Home & Contents Insurance will cover you against damage and loss caused by:

  • Storm and rainwater (flood is optional)
  • Fire
  • Lightning
  • Theft or burglary
  • Escape of liquid (e.g. burst pipe)
  • Impact damage (e.g. fallen tree)
  • Breakage of glass, ceramic and sanitary fixtures
  • Malicious damage, vandalism riot or civil commotion
  • Explosion
  • Earthquake or tsunami

Limits, terms and conditions apply. See PDS for full details.

Need more information?

Download the product disclosure statement (PDS)

 

Call now and get a quote over the phone

1800 036 608

Our customer service hours are Monday - Friday 8:00am - 10:30pm AEST,
Saturday 8:00am - 5:00pm AEST

Optional extras

Customise your insurance by adding one or more of these optional extras to your policy

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    Flood
    Covers your home & contents for loss or damage caused by flooding rivers, creeks and other bodies of water.
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    Personal Effects
    Cover for items you take away from your home such as cameras, jewellery, bicycles and musical instruments.
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    Accidental Damage
    Extend your Accidental Damage cover to include unexpected mishaps that are caused unintentionally.
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    Motor Burnout
    Cover for electrical appliances (less than 10 years old) in case a power surge burns out a motor.
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    Commercial Storage
    We will cover loss or damage caused by an insured event to contents stored in a commercial storage facility for your period of insurance.

    This only includes contents covered under your Contents Insurance cover, and during the period of insurance.

FAQs

Will I have to pay two excess fees if I make a claim for loss or damage to my home & contents?

No – you will only be required to pay the higher of the two excesses you have selected. This only applies to Basic or Fixed excesses.

Will my home repairs be guaranteed if I make a claim?

Yes, we are committed to ensuring you receive high quality authorised repairs, including workmanship and materials.

Do I need to list contents on my policy?

You can choose to list the following on your Catch Home & Contents Insurance policy:

  • Contents you want to insure for more than our item limits (for select items only)
  • Personal effects you want to insure when you take them away with you from your home (e.g.: cameras, jewellery, bicycles, and musical instruments)

You can list your contents when you receive a quote and purchase a policy. Alternatively, if you’ve already bought one, you can add them by contacting us on 1800 036 608, Monday – Friday 8:00am – 10:30pm AEST, Saturday 8:00am – 5:00pm AEST.

I have changed security on my property - do I need to let you know?

Yes – the security in your property is very important to us, as it may affect how much cover we can offer you.

I am commencing renovation on my property - do I need to let you know?

Yes – you must advise us so that we can appropriately advise you on your cover during renovations.

Are my home & contents covered for flood?

Yes – if you decide to take cover for ‘Flood’ as an optional cover. This covers your home and contents against loss or damage caused by flooding rivers, creeks and other bodies of water.

Does Home & Contents Insurance cover damage caused by insects, including termites?

No – Catch Home & Contents Insurance does not cover damage caused by insects.

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Get insured and get up to $120

When you sign up to Catch Home & Contents Insurance you can receive CatchBack*. That’s up to $120 Catch vouchers to spend at Catch.com.au.

With over 2,000,000 Screamin’ Good Deals at Catch there’s something for everyone.

Quote Now

Get insured and get up to $120

When you sign up to Catch Home & Contents Insurance you can receive CatchBack*. That’s up to $120 Catch vouchers to spend at Catch.com.au.

With over 2,000,000 Screamin’ Good Deals at Catch there’s something for everyone.

Quote Now

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